On the Rocks
A Garrison Lakehome — Mille Lacs, Minnesota

On the Rocks

28532 Northern Lights Drive
Garrison, Minnesota 142 ft of Mille Lacs Shoreline · 3,760 Sq Ft · 0.65 Acres
Offered at
$619,000
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3Bedrooms
2Bathrooms
3,760Square Feet
0.65Acres
142'Waterfront
1986Year Built
About the home

A classic Mille Lacs
retreat, built for gathering.

Set on a hundred-and-forty-two feet of rocky shoreline along Minnesota's iconic Lake Mille Lacs, On the Rocks is the kind of place that gets handed down — a 3,760-square-foot lakehome with the proportions of an old family compound and the easy soul of a long summer weekend.

Panoramic water views run the length of the home. A wraparound screen porch and three-season sun room hold the lake side, letting Mille Lacs breezes drift through the rooms on most days. Inside, newer genuine hickory floors (no LVP here) carry across the living room, dining room, and kitchen — built for big tables, big crowds, and the long, slow rhythm of lake summers.

"Walleye at the end of the dock. Catch your dinner every night."

A new boulder retaining wall was installed on the lake side in 2025, locking the shoreline into place for the next generation. In-floor heat warms the lower level, a wood-burning fireplace anchors the great room, and the dock, boat lift, and jet ski lift convey with the property — along with most of the furnishings, on an acceptable offer.

The three-season porch could be converted to four. The home is ready to live in tomorrow morning.

On the Rocks exterior — the cabin's namesake sign
— The Cabin, Named
Life on the water

Mille Lacs. Yours.

Lake Mille Lacs is the second-largest lake fully inside Minnesota — 132,000 acres of open water, ringed with old fishing camps, supper clubs, and quiet shore roads. It's a walleye lake, famously: the dock at the end of the property is a half-hour rod-and-reel session from dinner.

The home faces north across the lake, which means long summer evenings of soft light bouncing off the water, and front-row seats to the Northern Lights when conditions cooperate. The address is no accident.

132,000
Acres of Lake
142'
Private Frontage
North
Exposure
2h
From Minneapolis
The yard and shoreline at On the Rocks
The specs

Every detail.

A full accounting of the home, lot, and what conveys with the sale. Sourced directly from the Northstar MLS listing.

Lake Front Wraparound Porch 3-Season Sun Room Hickory Floors Wood-Burning Fireplace In-Floor Heat Dock Boat Lift Jet Ski Lift Tuck-Under Garage

The Home

  • Bedrooms3
  • Bathrooms2 (1 Full, 1 ¾)
  • Living Area3,760 sq ft
  • Above Grade2,152 sq ft
  • Below Grade1,608 sq ft
  • StoriesOne + Lower Level
  • Year Built1986
  • Garage2-car Attached

The Land

  • Lot Size0.65 Acres
  • Frontage142 ft
  • Lake BottomRocky, Sand
  • ViewLake, North, Panoramic
  • Flood ZoneFEMA Zone X
  • SubdivisionPort Mille Lacs Holiday Harbor

Systems

  • HeatingBaseboard, In-Floor, Wood Stove
  • CoolingNone
  • Water4" Submersible Well
  • SewerCity Sewer
  • FireplaceDouble-Sided, Wood-Burning
  • FoundationBlock

Financials

  • List Price$619,000
  • Price / Sq Ft$165
  • Est. Payment$3,689 / mo
  • Tax Assessed$539,900
  • Annual Tax$3,728
  • HOANone

Schedule a showing.

Walleye dinners aren't the only thing that don't last long. Lakefront on Mille Lacs trades quickly each spring — and this one is forecast to move faster than 87% of nearby homes.

Reach out today to arrange a private showing, request the disclosure packet, or talk through what's included with the property.

Listing Agent

Ryan Quade

Coldwell Banker Realty — Southwest Regional
612 · 229 · 7926
Direct line for showings & inquiries
Call Now View on Zillow
MLS #7067188 · Northstar MLS · On Market 5 / 4 / 2026